Difference between revisions of "Bank Account"

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==Overview==
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The bank offers several advantages, most notably secure storage of [[item]]s and money. Bank accounts are per-character, and cannot be accessed by anyone else.
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A bank offers several advantages. Most importantly, it offers absolute security to [[:Category:Items|items]] and [[money]]. Only the player who deposits in his or her bank can retrieve from the bank. A bank has 2 sections.
 
  
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==Item Storage==
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== Item Storage ==
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Up to 5 [[:Category:Items|items]] of any size (as long as they can be carried in [[inventory]]) can be stored in a bank. There is no [[Decay]] and the items are only accessable by the account owner. Items can only be retrieved from the current location of the bank, unless you transfer the bank to a new [[Settlement token|token]], which takes 24 real life hours. You do not have to be a [[village]] member to have a bank at a token. Banks cannot contain items which already have something in them. You can have a bank account on each server. The item storage is not shared, so you can't access items you have in a bank account on an other server.
 
  
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==Money Storage==
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Up to 5 items of any size (as long as they can be carried in [[inventory]]) can be stored in a bank. Containers must be empty when deposited. There is no [[decay]] on stored items.
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You can deposit all your [[money]] in a bank. (there is no interest or tax on bank accounts). Your money can be withdrawn from any [[Settlement token|token]]. but you can not deposit money anywhere other than the banks location. So if you go to buy something from a friend at another [[village]], there is no need to risk losing the money along the way.
 
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The money can be withdrawn or added on other servers if you open an account at a [[Settlement token|token]] there.<br/>
 
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Also it is worth noting that any coins you purchase from the [http://store.wurmonline.com/ Wurm Store] appear in your account, not your [[Inventory|inventory]].
 
  
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==Moving Bank to Another Server==
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A character must designate a [[settlement token]] to use for bank actions. Items can only be deposited and withdrawn at the designated token. (It is not necessary to be a citizen of the settlement.) The bank can be moved to a different token at any time. The transition takes 24 real life hours, and the items inside are inaccessible during the process.
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It has been noted that if you move your bank across servers, such as from [[Home Server|Home]] to [[Wild]], you will lose all your items in your bank, but your money will remain intact.
 
  
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The item storage is not shared between servers. This means you can't access items you stored on a different server, but neither do they count towards the 5 item limit.
  
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[[category:Misc]]
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== Money Storage==
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You can also keep [[money]] in the bank. Money can only be deposited at the token designated for item storage (see above), but can be withdrawn at any settlement token. This means you do not have to withdraw money before going on a shopping trip, but you have to make it back safely if you sell something.
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Unlike items, deposited money is shared among servers.
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Money from the king (e.g. bought at the [http://store.wurmonline.com/ Wurm Store] or from disbanding a [[settlement]) appears directly in your bank account, not in [[inventory|inventory]].
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[[Category:Misc]]
 
[[Category:Economy]]
 
[[Category:Economy]]
 
[[Category:Babel/B]]
 
[[Category:Babel/B]]

Revision as of 02:53, 10 June 2007

The bank offers several advantages, most notably secure storage of items and money. Bank accounts are per-character, and cannot be accessed by anyone else.

Item Storage

Up to 5 items of any size (as long as they can be carried in inventory) can be stored in a bank. Containers must be empty when deposited. There is no decay on stored items.

A character must designate a settlement token to use for bank actions. Items can only be deposited and withdrawn at the designated token. (It is not necessary to be a citizen of the settlement.) The bank can be moved to a different token at any time. The transition takes 24 real life hours, and the items inside are inaccessible during the process.

The item storage is not shared between servers. This means you can't access items you stored on a different server, but neither do they count towards the 5 item limit.

Money Storage

You can also keep money in the bank. Money can only be deposited at the token designated for item storage (see above), but can be withdrawn at any settlement token. This means you do not have to withdraw money before going on a shopping trip, but you have to make it back safely if you sell something.

Unlike items, deposited money is shared among servers.

Money from the king (e.g. bought at the Wurm Store or from disbanding a [[settlement]) appears directly in your bank account, not in inventory.

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